S.U.P.E.R. CHIPS - the best
"CHIPS" in Wyandotte County!
Not only are buyer's purchasing
homes that are up to code and
ready to move in, they are getting
amazing financing rates from local
approved lenders and a generous
stipend from the Unified
Government of Wyandotte County.  
Buyer's will still have to qualify
with a credit score of at least 620
and provide income and
employment verification.  Would
you like to apply for a mortgage
online? Click below to apply with
Betty Grey, Bank of Kansas City.  
Her office number is 913-307-1688
 Call her cell at 913-219-0706
I am your resource
for S.U.P.E.R CHIPS
homes in Wyandotte
County.  I am ready
to answer your
questions about
available homes in
your area. Give me a
call and put me to
work for you!  
913-485-1043
INCOME ELIGIBILITY CRITERIA AND PROGRAM REQUIREMENTS

•Buyers must be able to obtain primary mortgage through a lender listed on the Kansas City, Kansas Lender      
Consortium.
•Buyers must complete a homebuyer's education class through a HUD approved trainer.
•Buyers will be required to infuse 1 OR 2% of the sales price toward the purchase of the home.
•Buyers must meet the below listed HUD income guidelines:
















Additional Funding:

Additional closing cost are available for buyers, but only after the buyer infuses the required of 1% -2% OR
$500.00 (WHICH EVER IS GREATER). All additional closing cost will be added to the SUPER CHIP loan, and the
term will be adjusted accordingly.

•HOME RENOVATIONS
All homes purchased through the NSP SUPER CHIP program will be renovated by licensed    contractors,
include energy efficiency improvements, and updated Energy Star appliances.


•RESALE PROVISION
NSP SUPER CHIP a second mortgage with a maximum 15 year term at 0% interest. The loan term and resale
provision will be based on the dollar amount of assistance received. The amount of the second mortgage will be
based on the SUPER CHIP amount and closing cost assistance received. PAYMENTS are not required on the
second mortgage unless recipient defaults on the stipulated agreement during the loan term. HOWEVER, if
recipient defaults on the stipulated agreements before SUPER CHIP loan term expires, the SUPER CHIP
recipient must REPAY The Unified Government the full amount of the SUPER CHIP loan and any closing cost
received. NO PRORATA.
LOAN TERMS

The loan terms vary by the amount of NSP SUPER CHIP assistance is provided

$ 1,000.00 – $15,000.00-----------------------------------------------------------       5 years

$15,000.00 - $40,000.00-----------------------------------------------------------     10 years

$40,000.01 - PLUS ----------------------------------------------------------------     15 years
Just a little information courtesy of
the Community Development office.
Family Size
80%
120%
1
$39,400.00
$59,200.00
2
$45,050.00
$67,700.00
3
$50,650.00
$76,150.00
4
$56,300.00
$84,600.00
5
$60,800.00
$91,350.00
6
$65,300.00
$98,150.00
7
$69,800.00
$104,900.00
8
$74,300.00
$111,650.00